Car Loans Made Simple
Compare rates from multiple lenders and get approved fast. Whether you're buying new, used, from a dealer, or privately — we'll find the right car loan for you.
Why Choose FundGuru for Your Car Loan?
Compare Multiple Lenders
We work with a panel of lenders to find you competitive rates and terms that suit your situation.
Fast Approval
Get a decision in as little as 24 hours. We streamline the paperwork so you can drive away sooner.
Flexible Options
New, used, dealer, private sale — we can help with all types of car purchases and refinancing.
How It Works
Choose Your Car
Find the vehicle you want from a dealer or private seller
Apply Online
Complete our simple application in minutes
Get Approved
Receive a decision quickly and drive away sooner
Eligibility Requirements
To qualify for a car loan through FundGuru, you typically need:
- ✓Be at least 18 years old and an Australian citizen or permanent resident
- ✓Have regular income (PAYG or self-employed)
- ✓Meet the lender's credit criteria (we work with all credit types)
- ✓Vehicle typically must be less than 12 years old at loan end
Don't meet all criteria? Contact us — we work with specialist lenders for various situations.
Documents You'll Need
PAYG Employees
- • Photo ID (driver's license or passport)
- • Recent payslips (usually last 2-3)
- • Recent bank statements (2-3 months)
- • Vehicle details (make, model, year, price)
Self-Employed
- • Photo ID (driver's license or passport)
- • Recent tax returns (last 1-2 years)
- • Business activity statements (BAS)
- • Bank statements (2-3 months)
- • Vehicle details (make, model, year, price)
Car Loan Comparison
| Feature | New Car | Used Car | Private Sale |
|---|---|---|---|
| Typical Rate Range | Lower rates available | Competitive rates | Case-by-case |
| Loan Term | 1-7 years | 1-7 years | 1-5 years typically |
| Balloon Payment | ✓ Available | ✓ Available | Sometimes |
| Approval Speed | 24-48 hours | 24-48 hours | 1-3 days |
Note: Rates and terms vary by lender and individual circumstances. All applications subject to credit assessment.
Frequently Asked Questions
Ready to Get Started?
Apply online in minutes or speak with one of our car loan specialists today.
Important Information
FundGuru provides credit assistance under ACL/CRN: ACL123456. AFCA member: AFCA-123456. All applications are subject to lender credit criteria. Fees, charges and terms apply. Information on this website is general and does not take your objectives, financial situation or needs into account. Consider whether it is appropriate for you and seek professional advice where necessary.